Disclosed is a water-in-oil-type skin-whitening cosmetic, which has a moist feel without stickiness when used and has good emulsion stability over time even when accommodated in a glass container or a metal container. The water-in-oil-type skin-whitening cosmetic is characterized in that it contains an alkoxysalicylic acid or a salt thereof, an organic modified clay mineral, and a liquid fatty acid. It is preferable that the liquid fatty acid is selected from higher fatty acids having 12 to 22 carbon atoms and having a linear or branched alkyl chain, such as oleic acid, linolic acid, linolenic acid, and isostearic acid.