To provide an oil-in-water emulsion cosmetic which can be thickly applied because of good spreadability in spite of being a hard cream, gives an appropriate occlusion feeling having high adhesiveness to the skin for a long time and provides a packed feeling of the cream until the next morning.SOLUTION: There is provided an oil-in-water emulsion cosmetic which comprises at least the following components (A) to (C): (A) 0.01 to 2.5 mass% of a liposome, (B) 3 to 20 mass% of an ester oil having a melting point of 40°C or more and (C) 2 to 15 mass% of a triglyceride having a melting point of 20°C or more.SELECTED DRAWING: None【課題】硬いクリームでありながら、伸びがよく厚塗りすることが可能で、肌への密着性が高い適度な閉塞感を長時間与え、翌朝までクリームのパック感を感じることが可能な化粧料の提供。【解決手段】下記（Ａ）成分～（Ｃ）成分を少なくとも含有する水中油型乳化化粧料。 （Ａ）成分：リポソームを０．０１質量％～２．５質量％ （Ｂ）成分：融点が４０℃以上のエステル油を３質量％～２０質量％ （Ｃ）成分：融点が２０℃以上のトリグリセライドを２質量％～１５質量％【選択図】なし
