A composition comprising (a) at least one inorganic sun-block or sunscreen agent that is a proven non-endocrine disrupter, (b) at least one emollient or mixtures thereof proven to be a non-endocrine disrupter; (c) at least one emulsifier; and (d) an oil component capable of boosting SPF values. The compositions of the present invention are shown to be capable of protecting skin and mammalian health from the harmful effects of radiation including ultraviolet light or sunlight by inhibiting the loss of skin immuno-competency and eliminating any known or suspected endocrine disrupting agents normally utilized as sun protective agents. Test methodology and results indicate dramatic differences from commercially available formulations.