PROBLEM TO BE SOLVED: To provide cosmetics or external preparations for skin in which phosphatidylinositol is simply and stably dispersed in water without using a synthetic surfactant.SOLUTION: A cosmetic or an external preparation for skin containing the following components (A) to (C) is used. The cosmetic or the external preparation for skin of the present invention can easily and stably disperse phosphatidylinositol in water without using a synthetic surfactant, and further a cosmetic or an external preparation for skin excellent in transparency and dispersion stability can be obtained by using a specific polyhydric alcohol. (A) A phospholipid composition comprising the following components (A1) and (A2): (A1) phosphatidylinositol; and (A2) lecithin. (B) Polyhydric alcohol. (C) Water.SELECTED DRAWING: NoneCOPYRIGHT: (C)2020,JPO&INPIT【課題】合成界面活性剤を使用せずともホスファチジルイノシトールを水に簡便かつ安定に分散させた化粧料又は皮膚外用剤を提供する。【解決手段】下記の成分(A)~(C)を含有する化粧料又は皮膚外用剤を用いる。本発明の化粧料又は皮膚外用剤は合成界面活性剤を使用せずともホスファチジルイノシトールを簡便かつ安定に水に分散させることができ、さらに特定の多価アルコールを使用することで透明性と分散安定性に優れた化粧料又は皮膚外用剤が得られる。(A)以下の成分(A1)及び(A2)からなるリン脂質組成物 (A1)ホスファチジルイノシトール (A2)レシチン(B)多価アルコール(C)水【選択図】なし