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Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value
专利权人:
BANK OF AMERICA CORPORATION
发明人:
Ashfield James M.
申请号:
US201615008056
公开号:
US9477959(B2)
申请日:
2016.01.27
申请国别(地区):
美国
年份:
2016
代理人:
Springs Michael A.`Moore and Van Allen PLLC `Ransom W. Kevin
摘要:
Method and apparatus for using at least a portion of a one-time password as a dynamic card verification value (CVV) are disclosed. A credit/debit card is able to generate a dynamic card verification value (CVV). Such a card may also include an indication that the dynamic CVV is to be used as a security code for purchasing or other transactions. A card-based financial transaction can be authorized in accordance with the use of a dynamic CVV by receiving a transaction authorization request for a specific credit/debit card, wherein the transaction authorization request includes a dynamic CVV. The dynamic CVV can be compared to at least a portion of a one-time password generated for the specific credit/debit card, and a transaction authorization can be sent to the merchant or vendor when the dynamic CVV matches all or a portion of the one-time password.
来源网站:
中国工程科技知识中心
来源网址:
http://www.ckcest.cn/home/

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