An object of the present invention is to develop a coating composition for coating which is excellent in coating suitability, hardly cracks during distribution and storage, and is excellent in texture and mouth melting. The present invention relates to an oil-in-water emulsion comprising a fat or oil containing 0.1 to 60% by mass of the following fat A and a total content (L2U + LU2) of L2U and LU2 in the fat and oil of 10% Fat composition. Fats and oils A: Fatty oils containing L2M and LM2 and having a total content (L2M + LM2) of L2M and LM2 of 50 mass% or more本発明の課題は、コーティング適性が良好で、流通・保存時にひび割れが生じにくく、食感、口溶けにすぐれた被覆用油脂組成物を開発することである。 本発明は、油脂中に、以下の油脂Aを、0.1~60質量%含有し、かつ、前記油脂に占める、L2UとLU2の合計含有量(L2U+LU2)が10質量%以上である、被覆用油脂組成物である。油脂A:L2MおよびLM2を含み、L2MとLM2の合計含有量(L2M+LM2)が50質量%以上である油脂