A method is provided for using telemetry data based on user habit information or user monitoring. One or more sensors of a monitoring device detects or measures user information selected from of at least one of, a user's activities, behaviors and habit information, and a user's health. The user information is received at a telemetry system with a database. One or more analysis tools at the telemetry system are used for the analysis. Analysis information is produced that is sent to the monitoring device.
