LEE, JI YOUNGKR,이지영,KWON, SEUNG GUNKR,권승건,LEE, JUNG MIKR,이정미
申请号:
KR1020160135259
公开号:
KR1020180042734A
申请日:
2016.10.18
申请国别(地区):
KR
年份:
2018
代理人:
摘要:
An embodiment of the present invention relates to a method and a bank server for providing a financial product linked to a health application. According to an embodiment of the present invention, the method for providing a financial product provides a financial product capable of automatically achieving and applying a condition for a preferential interest rate by being linked to a health application mounted on a communication terminal of a subscriber without a separate consent form or proof of content when subscribing the financial product. The method for providing a financial product linked to a health application comprises the following steps of: receiving subscriber information with respect to the financial product, and processing a financial product subscription request based on the subscriber information linking the subscriber information to the health application mounted on the communication terminal of the subscriber receiving health management information of the subscriber from the health application determining whether the received health management information satisfies a preset health management condition and issuing an interest rate preferential code applying the preferential interest rate with respect to the subscribed financial product when satisfying the health management condition.COPYRIGHT KIPO 2018실시 예는 건강 애플리케이션과 연동하는 금융 상품 제공 방법 및 은행서버에 관한 것으로, 일 실시 예에 따른 금융 상품 제공 방법은 금융 상품 가입 시 별도의 동의서 징구나 내용 증빙 없이 가입자의 통신 단말에 탑재된 건강 애플리케이션과 연동하여 자동으로 우대이자율에 대한 조건 달성 및 적용이 가능한 금융 상품을 제공할 수 있다.