A method of improving the look and feel of skin by using a two-step regimen that includes applying an underlying layer of a skin care composition and applying an overlying layer of a finisher composition on top of the underlying skin care composition layer. The finisher composition is an oil-in-water emulsion comprising a continuous aqueous phase, a dispersed oil phase, and from 10 to 25 wt% of substantially spherical particles. The oil phase includes non-volatile oil that is at least 50 wt% of a liquid UV agent. The spherical particles can be starch particles, silicone elastomer particles or combinations of these. The finisher composition is generally free of glycerin or other humectants.
