An abrasive type silica with low refractive index and high transparency, a preparation method and an application thereof are disclosed. The preparation method of the present invention includes the following steps: S1, a sodium sulfate solution is added into a reaction tank, the solution is heated to 80-95° C., a sodium silicate solution and a sulfuric acid solution are added at the same time while stirring, the dropping rate of the sodium silicate solution is controlled at 13-15 m3/h, the dropping rate of the sulfuric acid solution is controlled to ensure that the pH value of the reaction process is 3.0-4.5, and stirring is continued for 10-15 min after the adding is finished and S2, the formed silica is filter pressed, washed, spray-dried and airflow crushed to prepare the abrasive type silica with low refractive index and high transparency.