PROBLEM TO BE SOLVED: To provide an oil-in-water emulsified type lip cosmetic which does not cause color staining even if drinking a warm drink (is excellent in warm water resistance) and is excellent in color staining resistance in daily life, and which is excellent in no feeling of shrinkage, thickness of the film at the time of applying, and inconspicuousness of longitudinal wrinkles of lips.SOLUTION: An oil-in-water emulsified type lip cosmetic contains a water-insoluble film-forming polymer emulsion, a solid oil or a semi-solid oil, and a phospholipid.