Provided are a terminal fingerprint-processing method and a terminal, said method comprising: obtaining first to-be-authenticated fingerprint information (S101); comparing said first to-be-authenticated fingerprint information to a fingerprint template to obtain a first fingerprint authentication result, wherein a fingerprint feature set of a first user is stored in the fingerprint template (S102); conducting a determination of the first fingerprint authentication result, and if the first fingerprint authentication result is a successful authentication and it is necessary to update the fingerprint template, then it is determined whether the fingerprint component of the terminal has been labeled; if the fingerprint component of the terminal has been labeled, then not updating the fingerprint template (S103). In the method a labeling determination is performed on the fingerprint component, thus preventing an attacker from writing human settings to the fingerprint template, ensuring that the fingerprint template
