Political Champions Partnership for Stimulating Insurance Penetration in Lower Income Countries : Initial Market Surveys Summary Note

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作者：

World Bank

来源地址：

http://hdl.handle.net/10986/22432

关键词：

ALLIANCE;  INCOME HOUSEHOLDS;  CATASTROPHIC EVENTS;  DEFICIT;  RISKS;  EARLY WARNING;  AGRICULTURAL CREDIT;  RISK MANAGEMENT STRATEGIES;  FINANCIAL MANAGEMENT;  PROPERTY INSURANCE;  MARKET PLAYERS;  INCOME;  INTEREST;  LIFE INSURANCE;  AGRICULTURAL PRODUCTION;  INDUSTRY;  PROGRAMS;  DEVELOPING COUNTRIES;  LIVESTOCK INSURANCE;  PRUDENTIAL REGULATION;  INSURANCE INSTRUMENTS;  HOUSING;  MARKET SIZE;  WELFARE;  INSURANCE SOLUTIONS;  PRICING;  MODELS;  DISASTER;  PRIVATE INSURANCE;  DAMAGES;  PUBLIC ASSETS;  FINANCIAL RESILIENCE;  MARKET INFRASTRUCTURE;  BENEFICIARIES;  INSURANCE SCHEME;  INSTRUMENTS;  INSURANCE MARKET;  INSURANCE COMPANY;  ASSET BASES;  POLICYHOLDERS;  CATASTROPHE INSURANCE;  REINSURERS;  LEVEL OF RISK;  EARTHQUAKE INSURANCE;  NATURAL DISASTER;  FEASIBILITY;  INSURANCE MARKETS;  PUBLIC FUNDS;  FLOODS;  OPTIONS;  NATURAL DISASTERS;  FINANCIAL INSTITUTIONS;  MARKETS;  INSURANCE ACTIVITIES;  SETTLEMENT;  FINANCIAL PRODUCTS;  DISASTERS;  INSURERS;  LENDERS;  FARMERS;  BANKING SECTORS;  CASH TRANSFERS;  INSURED LOSSES;  INSURANCE OPTIONS;  FINANCE;  INFRASTRUCTURE;  INTERNATIONAL FINANCIAL INSTITUTIONS;  REINSURANCE;  INVESTORS;  AGRICULTURAL SHOCKS;  EMERGENCY;  EARTHQUAKE;  REGULATORY FRAMEWORKS;  GOOD;  DISASTER REDUCTION;  DISASTER RISK;  CLIMATE CHANGE;  DROUGHT;  INSURANCE PRODUCTS;  FUTURE;  LOSSES;  BANK;  CREDIT;  DISASTER RISK FINANCING;  AGRICULTURAL INSURANCE;  CLIMATE;  DEMAND;  MICROINSURANCE;  CLAIMS;  SAFETY NET;  RISK EXPOSURE;  INTERNATIONAL REINSURANCE;  PROPERTY;  INSURANCE INDUSTRY;  DISASTER INSURANCE;  DISASTER PREPAREDNESS;  MICRO-INSURANCE;  MARKET;  CREDIT RATING;  FLOOD;  REGULATION;  POLICY;  PROFITABILITY;  INSURANCE;  LOSS;  GOODS;  SECURITY;  RISK INSURANCE;  INVESTMENT;  STATISTICS;  RISK;  NON- LIFE INSURANCE;  MICRO-FINANCE;  POVERTY;  SUPPLY;  INSURANCE MECHANISMS;  UNDERWRITING;  COMPETITIVE MARKETS;  INSURANCE SECTOR;  PRIVATE INVESTORS;  COLLECTION PROCESSES;  FINANCIAL SUPPORT;  INVESTMENTS;  RISK MANAGEMENT;  INSTRUMENT;  PAYMENT SYSTEMS;  LIABILITIES;  SAFETY;  BASIS RISK;  COVERAGE;  INSURANCE PENETRATION;  RISK ASSESSMENTS;  NATURAL HAZARDS;  PRICES;  CONSUMER PROTECTION;  BENEFITS;  INVESTING;  Report;  Rapport;  Informe; 

年份：

2014

出版地：

Washington,USA

语种：

English

摘要：

After the last Champions' meeting in April, an expert-level group consisting of donors, insurers and international financial institutions was formed to act on the decision to undertake joint work to scale up disaster risk insurance in lower income countries. Seven countries were selected: Bangladesh, Ghana, Haiti, Kenya, Senegal, Tanzania and Vietnam. The World Bank/Global Facility for Disaster Reduction and Recovery (GDFRR) led in preparing country scoping studies with inputs from the group. These were summarized in a set of country notes. From the country scoping studies, the expert-level group proposes that Kenya, Bangladesh and Senegal are selected for the next phase. This will involve confirming the interest and commitment of the governments to engage in this initiative and undertaking field visits to conduct more detailed, in-country assessment to identify opportunities for scaling up insurance in support of building resilience. Each assessment will result in a recommended program of investment to stimulate insurance scale up. This will include recommendations on how to improve the coordination of existing efforts, how to fill gaps (such as continued investment in market infrastructure), how to scale up pilot initiatives and how to better link insurance solutions to existing financial products (such as credit) and social protection programs. By early 2014, the assessments will be completed. By April 2014, the recommended program of investment for each country will be presented to the donor and insurance community involved in this Political Champions' initiative for their consideration and commitment of support.