Mali Financial Sector Assessment Program : The Banking System and Credit to the Economy

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作者：

World Bank

来源地址：

http://hdl.handle.net/10986/24269

关键词：

CONSOLIDATED SUPERVISION;  INTERNATIONAL ACCOUNTING STANDARDS;  MONETARY POLICY;  BANKING REGULATION;  DEPOSIT;  FINANCIAL SERVICES;  REGULATORY FRAMEWORK;  HOLDING COMPANIES;  BORROWER;  ECONOMIC GROWTH;  PROFIT MARGINS;  ACCOUNTING;  DEPOSITS;  PEOPLE;  AGRICULTURAL DEVELOPMENT BANK;  FINANCING;  RETURN ON EQUITY;  LOAN-TO-DEPOSIT RATIO;  INTEREST;  LAWS;  GUARANTEES;  PRIVATIZATION;  LIQUIDITY RISKS;  DEMAND DEPOSITS;  INDUSTRY;  SAVINGS ACCOUNTS;  INTEREST RATE;  REMITTANCE;  BANKING SYSTEM;  BANKING SERVICES;  SERVICES;  HOUSING;  MORTGAGE;  CAPITAL ADEQUACY;  LOAN;  LOAN CLASSIFICATION;  PRICING;  PROJECTS;  BORROWERS;  INTEREST MARGIN;  PAYMENTS;  DEVELOPMENT COMPANY;  INFORMATION SYSTEMS;  INFLATION;  INTERNATIONAL BANK;  FINANCIAL CREDIT;  BANK LENDING;  ACCESS TO BANKING;  EQUITY CAPITAL;  LONG TERM ASSETS;  SAVINGS;  MORTGAGES;  TECHNICAL ASSISTANCE;  HOUSING FINANCE;  FINANCIAL INSTITUTION;  INTEREST EXPENSE;  INSIDER LENDING;  CONTRACT ENFORCEMENT;  COMMERCIAL BANK;  TRANSPORT;  BANK ASSETS;  FINANCIAL DATA;  UNION;  USURY;  CREDIT RISKS;  INTEREST RATES;  TRANSFERS;  PAYMENT;  FINANCIAL INSTITUTIONS;  MARKETS;  DEBT;  PROTECTION MEASURES;  BANK HOLDING COMPANIES;  LEGISLATION;  CAPITAL REQUIREMENTS;  DEPOSIT INSURANCE;  BANK LIQUIDITY;  LOANS;  ENTERPRISES;  BANK CREDIT;  FINANCIAL SYSTEM;  LEGAL FRAMEWORK;  RETURN ON ASSETS;  BANK FINANCING;  FINANCE;  INTEREST RATE RISKS;  DONOR SUPPORT;  BROAD ACCESS;  INFRASTRUCTURE;  TAXES;  BANKING SECTOR;  BANKS;  PROFIT MARGIN;  GOVERNMENT SECURITIES;  EQUITY;  CAPITAL;  WAGES;  FINANCIAL STABILITY;  BRANCH BANKING;  CREDIT INFORMATION BUREAU;  SUBSIDIARIES;  VALUE;  PENSIONS;  BANK;  CREDIT;  WORKING CAPITAL;  CAPITALIZATION;  CREDIT INFORMATION;  PROPERTY;  REGULATORY FORBEARANCE;  FINANCIAL REGULATION;  BALANCE SHEET;  ACCESS TO BANKING SERVICES;  CREDIT BUREAU;  CREDIT POLICIES;  DEPOSIT MOBILIZATION;  SECURITIES;  PUBLIC DEBT;  BANK ACCOUNTS;  FINANCIAL INFRASTRUCTURE;  PROFITABILITY;  INSURANCE;  TAXATION;  MICROFINANCE;  NEW ENTRANTS;  FINANCIAL SECTOR ASSESSMENT;  LAND;  SMALL BANK;  TIME DEPOSITS;  SUPPLY CHAINS;  FIXED ASSETS;  SECURITY;  PRUDENTIAL REQUIREMENTS;  ACCOUNTING STANDARDS;  INVESTMENT;  RISK;  CREDIT INFORMATION SYSTEMS;  COMMERCIAL BANKS;  SHAREHOLDERS EQUITY;  PAYMENT SERVICES;  FINANCIAL MARKETS;  CAPITAL REQUIREMENT;  COOPERATION;  BANKING;  NET WORTH;  INVESTMENTS;  LENDING;  AGRICULTURAL FINANCE;  LIQUIDITY RATIO;  BANKING SUPERVISION;  BANKING LAW;  BANK BRANCHES;  INTERNATIONAL BANKS;  CREDIT INSTITUTIONS;  PROFITABLE BUSINESS;  GUARANTEE;  CONSUMER PROTECTION;  DEVELOPMENT BANK;  CONSOLIDATION;  MICROFINANCE INSTITUTION;  MFI;  Report;  Rapport;  Informe; 

年份：

2015

出版地：

Washington,USA

语种：

English

摘要：

There has been significant development of Mali's banking sector in recent years, but it remains shallow, and access to banking services is limited. With the opening of a new bank in 2014, there are now 14 commercial banks operating in Mali. There has been a positive evolution of the banking sector in Mali from 2009-13. There have been a number of changes in recent years in the ownership structure of the banking sector, which is now dominated by foreign shareholders, primarily from Africa. The emergence of WAEMU banking groups is a recent phenomenon, spurred in part by the approval of a single banking license for the sub-region. Available financial soundness indicators (FSI) suggest that the banking sector is generally sound, though performance varies widely among banks, and asset quality is weak.