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How Do Time and Money Affect Agricultural Insurance Uptake? A New Approach to Farm Risk Management Analysis
- 英文名称：
- How Do Time and Money Affect Agricultural Insurance Uptake? A New Approach to Farm Risk Management Analysis
- 作者：
- Katie Farrin; Mario Javier Mir; a; Erik O'Donoghue
- 工作单位：
- USDA's Economic Research Service
- 关键词：
- agricultural risk management; crop insurance; Federal Crop Insurance; savings;
- 年份：
- 2016
- 出版地：
- Washington, DC, USA
- 总页数：
- 40 pp
- 语种：
- English
- 摘要：
- This report presents a new approach to the analysis of demand for crop insurance. Farmers consider many crop seasons when making production and risk management decisions. When savings are considered, wealthier farmers will spend less on insurance and self-insure through savings, while limited-resource farmers with low farm income will use savings, if available, to increase insurance coverage. Errata: On August 11, 2016, a correction was made to the first sentence of the second paragraph of page 1. The original report stated the Federal Crop Insurance Reform Act (FCIRA) was passed in 1995, when, in fact, the Act was passed in 1994. While the changes to farm insurance as a result of FCIRA took effect in 1995, FCIRA became law in 1994.
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