A system is disclosed that uses telemetry data based on a user habit information or user monitoring. A user monitoring device has a unique user ID. The monitoring device acquires user information selected from of at least one of, a user's activities, behaviors and habit information, and user monitoring. ID circuitry is at the user monitoring device. The ID circuitry includes ID storage, a communication system that reads and transmits the unique ID from ID storage, a power source and a pathway system to route signals through the circuitry. A telemetry system is in communication with the user monitoring device. The telemetry system includes a database of user ID's. The telemetry system is in communication with the user monitoring device. An activity manager is provided is used with the other elements to manage lifestyle activities of the user.