A composite undergarment fabric has an inner side fabric layer of synthetic yarn and an outer side fabric layer of yarn selected from among moisture-absorbent hydrophilic yarn, synthetic yarn rendered hydrophilic, and combinations thereo inner surface of the inner side fabric layer having a non-continuous treatment of durable, water repellent chemical, and the outer side fabric layer being relatively more hydrophilic than the inner side fabric layer. The inner and outer side fabric layers may be formed concurrently by knitting a plaited construction. In another implementation, the composite undergarment fabric has a pseudo plaited construction of a body of hydrophilic material with an inner side surface having a non-continuous treatment of durable water repellent chemical.
