An aqueous composition suitable for applying fungicides to plant propagation materials is provided, comprising water and a blend of the following components, by weight: a) 2 - 10% of a surface-active agent comprising al) at least one anionic surfactant; b) 0 - 10% of at least one polymer selected from water-dispersible polymers and watersoluble film-forming polymers; c) 4 - 20% of at least one inorganic solid carrier; and d) 3 - 20% of at least one antifreeze agent. In one aspect, the composition comprises titanium dioxide. The inventive composition is storage stable, ready-to-apply (RTA), ecologically and 15 toxicologically favorable and has good fungicidal efficacy.