A user's information uploaded onto a computer. Target data are selected and are downloaded to a wearable monitoring unit (WMU). The WMU includes a heart rate monitor, a unit accelerometer, a GPS, one or more force-micro-sensors, and an audio and/or video output. The audio/video output may provide information to the user. A display provides a continuously updated visual indication of whether the use has achieved the preselected optimum expenditures for a time segment. The WMU has an internal calendar/clock, a processor and/or memory. The processor compares measured heart rate and energy expenditure for multiple time segments against target levels stored as the user-specific wellness or rehabilitative physiotherapy program. The comparison is used to generate compliance output data.