A protective coating that can contain an insecticidal coating capable of protecting palm plants from pests and/or an overcoating capable of reducing degradation of an insecticidal coating during use and method of using and making the insecticidal coating and/or the overcoating. The insecticidal coating can contain an insecticide, a photoprotectant or a surface hardening additive, and an aqueous dispersed polymeric adhesive material. The overcoating can contain a photoprotectant or a surface hardening additive and an aqueous dispersed polymeric adhesive material.