To provide an oil-in-water emulsified cosmetic in which transparency or translucency can be maintained by stabilizing a system in which a di-long-chain cationic surfactant has been blended, and which can be simply manufactured by a means such as mixing and stirring, regardless of the method used such as high-pressure emulsification. Provided is a transparent or translucent oil-in-water emulsified cosmetic containing, (A) 0.1 to 2 mass % of a di-long-chain cationic surfactant, (B) 0.1 to 2 mass % of a non-ionic surfactant with an HLB of 10 to 18, (C) 0.01 to 2 mass % of an oil that is liquid at room temperature (25 DEG C), (D) 1 to 20 mass % of a glycol, and (E) water, wherein the blending quantity of (C) component is not more than 0.65 (mass ratio) of the total blending quantity of the (A) component and the (B) component. The oil-in-water emulsified cosmetic need not contain menthol and/or camphor. No chosen drawing.