For healthy and timely growth of plants, along with food various factors like Nitrogen, Phosphates, Potash, Pesticides, Fungicides, Nematicides are required. Chemical based products are now being replaced by microbial based products because of serious effects on the ecology especially on plants and human beings. This invention generally relates to capsulated, water soluble consortium of microbial formulations used for activities including symbiotic & non symbiotic nitrogen fixation, phosphate solubilization, potash mobalisation and pesticidal, fungicidal as well as nematicidal. Avantages of the present invention are these microbial formulations for the use in agriculture are packed in capsules, which is user friendly form for easy handling and application, can be applied as is in capsule form or can be used as solution for spraying, wherein because of complete solubility nozzles of the sprayer does not chock, consortium of microbes in dormant stage is packed in the capsules so as to ensure compatibility, applicability at wide range of climatic conditions, have longer shelf life, can be used in any quantity without affecting quality of the remaining product in the partially used packets, fixed quantity is packed in each capsule for giving exact required dosage by farmers.