A belted disposable article including a chassis having first and second end portions and a central portion extending therebetween, the article having a body-oriented surface facing the user during use and a garment-oriented surface facing away from the user in use, the article further including a pair of belt portions attached to the chassis so that a first belt portion and a second belt portion extending on each side of the first end portion of the chassis for securing to each other around a waist of a wearer of the article to form a belt having an exterior surface. In addition, a belt-opening trigger zone is disposed adjacent a free end of at least one of the first and second belt portion. Further, the first and second belt portions are folded over the chassis to form a folded belt configuration prior to use of the article.