PROBLEM TO BE SOLVED: To provide an ultraviolet protecting cosmetic which has a high ultraviolet protection effect, is excellent in aging stability of a preparation, gives no creaky feeling during application and is excellent in transparency after application.SOLUTION: There is provided an oil-in-water type emulsion composition which comprises the following components (A) to (G), wherein the mass ratio, (E)/[(C)+(F)] of the component (E) to the total amount of the component (C) and the component (F) is 0.1 or more and 1.0 or less: (A) a water-swellable clay mineral, (B) an anionic surfactant, (C) a nonionic surfactant, (D) a hydrophilic ultraviolet scattering agent, (E) a fatty acid, (F) cholesterol and/or phytosterol and (G) water.SELECTED DRAWING: Figure 1COPYRIGHT: (C)2018,JPO&INPIT【課題】紫外線防御効果が高く、製剤の経日安定性に優れ、また塗布時のきしみ感がなく、塗布後の透明性にも優れる紫外線防御化粧料の提供。【解決手段】次の成分(A)~(G)を含有し、成分(C)と成分(F)の合計量に対する成分(E)の質量比(E)/[(C)+(F)]が0.1以上1.0以下である水中油型乳化組成物。 (A) 水膨潤性粘土鉱物 (B) アニオン性界面活性剤 (C) 非イオン性界面活性剤 (D) 親水性紫外線散乱剤 (E) 脂肪酸 (F) コレステロール及び/又はフィトステロール (G) 水【選択図】図1