A womens disposable underwear system to provide discreet absorption for a sustained duration of menstruation and/or incontinence is disclosed. The disposable underwear employs fabric panels with three edges: a waist edge, a first leg edge, and a second leg edge. Disposed opposed to each other, these panels form the disposable underwear when they are seam-attached. A central panel located between the fabric panels houses an absorbent pad that wicks away moisture from the wearer of the disposable underwear. The absorbent pad may accommodate a light, medium, or heavy flow. The single-use disposable underwear may be manufactured with an uninterrupted waistband or with side fasteners to accommodate one or two side openings. Disposable underwear is manufacturable in various styles and colors.