The present invention comprises a cryo therapy system suitable for use on a patients lumbar area. A belt is provided with a front closure and a posterior window. The belt is looped around the patients abdomen, with the posterior window lying over the lumbar spine. The front closure is secured using VELCRO fasteners. A pocket is preferably provided on each end of the belt. The pockets allow the user to more easily apply and tighten the belt. A cover panel is provided to selectively cover and close the posterior window in the belt. The cover panel includes an inward facing surface which is at least partially covered in loop material. One or more cold packs are provided. Each cold pack includes a hook panel configured to engage the loop material on the inward facing surface of the cover panel.