A hand-held fluid dispensing applicator that includes a fluid source for containing a fluid, said fluid source having a closed distal end and a proximal end for allowing a liquid to be dispensed therethrough during a use; a tongue member; an attachment portion for connection with said proximal end, said attachment portion having a fracture region at a region of intersection of said tongue and said attachment portion, said tongue member extending outwardly from said fracture region of said attachment portion; an absorbent applicator comprising a stem piece comprising a tubular component; and a fracture anvil coupled to the stem piece, the fracture anvil secured within the tubular component, the fracture anvil comprising a passage in which the tongue member is positioned, a movement of the fracture anvil relative to an axis extending lengthwise along a length of the tongue member causing the tongue member to fracture relative to the fracture region, thereby permitting ejection of the liquid from the fluid source.