To provide an oil-in-water emulsion composition that is stable and has a good use feeling by preventing an emulsion state from deteriorating due to the existence of a skin-whitening agent itself or an electrolyte as its stabilizer.SOLUTION: An oil-in-water emulsion composition contains (A)-(F): (A) a water-soluble gelator of 0.01-2.0 mass%, (B) a water-soluble thickener of 0.01-1.0 mass%, (C) a gemini-type anionic surfactant of 0.01-2.0 mass%, (D) a water-soluble skin-whitening agent, (E) an electrolyte other than (D), and (F) an oil solution.SELECTED DRAWING: None【課題】水中油型乳化組成物において、美白剤自体又は、その安定化剤である電解質の存在によって乳化状態が悪化することなく、安定で使用感の良い組成物の提供。【解決手段】(A)水溶性ゲル化剤を0.01~2.0質量%(B)水溶性増粘剤を0.01~1.0質量%(C)ジェミニ型アニオン性界面活性剤を0.01~2.0質量%(D)水溶性美白剤(E)(D)以外の電解質(F)油剤(A)~(F)を配合することを特徴とする水中油型乳化組成物。【選択図】なし