This system has terminal portable device radio coupling means for exchanging the private identification data with 20 of the independence which includes 10, 12 and data processing expedient and the aforementioned terminal and the aforementioned portable device (RF communication) with. The means of communication which when starting the transaction with the physical contact which is established by, the individual with the terminal and the portable device, from the terminal the connecting cord (the connecting cord) in order to transmit, include the transmitter in the terminal and the receiver in the portable type device to the portable device, designate the body as medium (OSC communication) is offered. Control means of the portable device verify the aforementioned connecting cord which is received in order to make the further execution of the aforementioned transaction possible according to the aforementioned connecting cord which you follow specified standard, the aforementioned radio coupling means (RF communication) through, being conditional in the terminal, generate the signal.本システムは端末10、12と、データ処理手段を含む独立の携帯デバイス20と、前記端末と前記携帯デバイスとの間の個人識別データの交換のための無線結合手段(RF通信)とを備える。端末と携帯デバイスとの間の、個人によって確立される物理的接触による取引の開始時に、端末から携帯デバイスへ接続コード(接続コード)を送信するために、端末中のトランスミッタと携帯型デバイス中のレシーバを含む、身体を媒体とする通信手段(OSC通信)が提供される。携帯デバイスの制御手段は、所定の基準に従った前記接続コードに応じて、前記取引のさらなる実行を可能にするために、受信された前記接続コードを確認し、前記無線結合手段(RF通信)を介して信号を端末に条件付で発生する。