Embodiments of the present invention relate to a wearable personal thermal management system and an associated method of manufacture. The PTMS comprises a harness that includes one or more cooling components and/or heating components. The harness include an upper-torso wearable portion and/or a lower-torso wearable portion. The PTSM provides a heating and/or cooling effects to one or more thermally sensitive areas of its user when worn.
