Kenya Toward a National Crop and Livestock Insurance Program : Summary of Policy Suggestions

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作者：

World Bank Group

来源地址：

http://hdl.handle.net/10986/24443

关键词：

FLOODING;  INSURANCE PORTFOLIO;  REGULATORY FRAMEWORK;  CATASTROPHIC LOSSES;  FARMER;  DISASTER SITUATIONS;  INCOME;  AGRICULTURAL PRODUCTION;  GUARANTEES;  SUSTAINABILITY;  FINANCIAL ASSISTANCE;  COMMERCIAL INSURANCE;  INSURER;  PROGRAMS;  INFORMATION;  LIVESTOCK INSURANCE;  FOREIGN AFFAIRS;  PORTFOLIO;  WELFARE;  INSURANCE SOLUTIONS;  INCENTIVES;  RELIEF ASSISTANCE;  PRICING;  DISASTER;  WEATHER INSURANCE;  PRIVATE INSURANCE;  PRICE;  MARKET FAILURE;  INSURANCE RISK;  BENEFICIARIES;  INSURANCE SCHEME;  INSURANCE MARKET;  INSURANCE COMPANY;  POLICYHOLDERS;  DISASTER RELIEF;  CROP INSURANCE;  REINSURERS;  SAVINGS;  DERIVATIVES;  AGRICULTURAL COMMODITIES;  RELIEF;  CREDIT UNIONS;  NATURAL DISASTER SITUATIONS;  NATURAL DISASTER;  ECONOMIC BENEFITS;  INSURANCE MARKETS;  INSURANCE PRODUCT;  FLOODS;  NATURAL DISASTERS;  MARKETS;  RATES;  DISASTERS;  CRED;  INSURERS;  NEGOTIATIONS;  LONG-TERM FINANCING;  LOANS;  FARMERS;  REINSURANCE MARKETS;  FINANCIAL SYSTEM;  INSURANCE COVERAGE;  INSURANCE POLICY;  LEGAL FRAMEWORK;  FINANCE;  INFRASTRUCTURE;  CONTINGENT LIABILITY;  BANKS;  TECHNOLOGY;  REINSURANCE;  DROUGHTS;  EMERGENCY;  ECONOMIC IMPACT;  FOOD SECURITY;  DISASTER REDUCTION;  POLICIES;  DISASTER RISK;  CLIMATE CHANGE;  DROUGHT;  INSURANCE SCHEMES;  INSURANCE COVER;  INSURANCE PRODUCTS;  MARKET FAILURES;  VALUE;  LOSSES;  BANK;  CREDIT;  INSURANCE CONTRACTS;  EXTREME NATURAL DISASTER;  DISASTER RISK FINANCING;  CLIMATE;  AGRICULTURAL INSURANCE;  CLAIMS;  COINSURANCE;  CONSUMERS;  INTERNATIONAL REINSURANCE;  MARKET;  FLOOD;  REGULATION;  POLICY;  SOLVENCY;  INSURANCE;  INSURANCE PREMIUMS;  LOSS;  AGENTS;  SUBSISTENCE FARMERS;  EDUCATION;  INVESTMENT;  EXTREME POVERTY;  RISK;  INDEMNITY;  DISASTER RESPONSES;  PRIVATE INSURANCE COMPANIES;  UNDERWRITING;  GOVERNMENT INSURANCE;  LAW;  FINANCIAL SUPPORT;  INVESTMENTS;  RISK MANAGEMENT;  CROP INSURANCE PROGRAM;  INSURANCE COMPANIES;  TECHNOLOGIES;  FINANCIAL SECTOR;  SAFETY;  COVERAGE;  NATURAL HAZARDS;  RELIEF EFFORTS;  REINSURANCE COMPANIES;  RISK ASSESSMENT;  CONSUMER PROTECTION;  BENEFITS;  GREENHOUSE INSURANCE;  AGRICULTURAL INSURANCE SCHEME;  CREDIT INSURANCE;  PREMIUMS;  Report;  Rapport;  Informe; 

年份：

2015

出版地：

Washington,USA

语种：

English

摘要：

At the request of the government of Kenya and under its guidance, a team of national and international experts conducted an appraisal of different agricultural insurance options for Kenya.This appraisal, as set out in this document and the accompanying technical analysis, lays out the costs and benefits of developing large-scale agricultural insurance that involves both the public and private spheres.The analysis considers potential structures for large-scale agricultural insurance in Kenya, the fiscal cost to the government of Kenya, and the economic benefits for farmers and pastoralists. In order for it to partner with the private sector to prepare and implement a large scale agricultural insurance program, the government should consider taking the following next steps.The government of Kenya may build on there commendations by the Program Steering Committee to take the lead in formulating a national policy on agriculture insurance, in cooperation with county administrations and private insurance companies. The government of Kenya may develop a road map for establishing the institutions required for large-scale agricultural insurance programs, with the goal of covering at least a fifth of Kenya's agricultural producers. As next steps for establishing livestock insurance, the government of Kenya may decide how to integrate the proposed insurance product with other existing protection mechanisms. As next steps for crop insurance, the government of Kenya may seek consultations with agricultural banks and work with private sector insurers to develop a data audit system acceptable to international reinsurers.