People's Republic of China Financial Sector Assessment Program : Financial Inclusion

• 查看报告

作者：

World Bank Group

来源地址：

http://hdl.handle.net/10986/30063

关键词：

FINANCIAL INCLUSION;  DATA INFRASTRUCTURE;  ACCESS TO FINANCE;  INSTITUTIONAL CAPACITY;  FINANCIAL COOPERATIVES;  BANKING SYSTEM;  FINTECH;  RISK MANAGEMENT;  PRIVACY;  RURAL FINANCE;  AML-CFT;  ANTI-MONEY LAUNDERING;  Report;  Rapport;  Informe; 

年份：

2017

出版地：

Washington,USA

语种：

English

摘要：

China has made significant progress in financial inclusion. High levels of account penetration, savings, and usage of payments services have been achieved, largely due to extensive branches and access points (particularly a vast network of rural cash withdrawal points), innovations by non-bank payment providers, and expansion of government-to-person transfers and bankcard programs. Account penetration in China is quite high, with estimates ranging from over 80 to 90 percent, which compares well to the EAP regional average but is lower than the high-income country average. The rapid growth in fintech has led to millions of previously underserved mass retail consumers accessing lower cost and better tailored financial products and services.