#$%^&*AU2014218471A120160317.pdf#####ABSTRACT The invention provides a protective insert attachable to a garment, as well as garments to which the insert is affixed. The protective insert is comprised of a first, operatively inner layer comprising a moisture-wicking fibre a second, intermediate layer of a moisture absorbing material and a third, operatively outer layer of a low-breathable, substantially moisture-resistant material for protecting outer clothing in the event of a bodily discharge or inadvertent fluid leakage. The fibres used in the first and second layers may be natural fibres, particularly wool, specifically merino wool.......2 - - -------. ....
