An aqueous personal care composition comprising 0.5 to 10 wt % polymer encapsulated particles of titanium dioxide or zinc oxide； said polymer encapsulated particles comprising: (i) particles of titanium dioxide or zinc oxide having an average particle diameter from 10 to 200 nm； (ii) 0.25 to 10 wt % water-soluble sulfur acid-functional first polymer, based on weight of said particles of titanium dioxide or zinc oxide； and (iii) from 10% to 200%, by weight second polymer, based on weight of said particles of titanium dioxide or zinc oxide, wherein the second polymer at least partially encapsulates said particle of titanium dioxide or zinc oxide.
