The present invention is an oil-in-water emulsified composition and a sunscreen cosmetic characteristically comprising the following (a)-(j) :(a) Octocrylene(b) Bis ethylhexyloxyphenol methoxyphenyl triazine(c) Hexyl diethylaminohydroxybenzoylbenzoate(d) 4-tert-butyl-4-methoxybenzoylmethane(e) Water soluble polymer(f) Water-swelling clay mineral(g) Oil component having IOB of 0.05 or more(h) Higher fatty acid(i) Surfactant(j) WaterThe object of the present invention is to provide a sunscreen cosmetic that manifests a superior ultraviolet absorption effect and is superior in terms of the emulsification stability and the sensation during use.