A system is provided for determining personal ultra-violet (UV) radiation measurements, comprising: a measurement device configured to measure UV irradiation; and a terminal device configured to receive or capture an output of the measured UV irradiation from the measurement device and to determine a specific user's personal UV exposure risk level based on at least the measured sun irradiation and information of a skin type of the specific user. The measurement device configured to measure UV radiation exposure includes a surface that includes a plurality of different sections that each have a different sensitivity to UV radiation exposure, and each of the plurality of different sections are configured to display a different color in response to the UV radiation exposure.