PROBLEM TO BE SOLVED: To provide an oil-in-water emulsion cosmetic that spreads well on skin, has no stickiness after application, and has excellent long-term storage stability.SOLUTION: An oil-in-water emulsion cosmetic contains following components (A)-(F): (A) a cationic surfactant represented by the general formula (1) (where R1 and R2 are the same or different to represent a C16-22 linear or branched saturated or unsaturated hydrocarbon group, R3 and R4 are the same or different to represent a C1-3 alkyl group, X- is a salt-forming anion), (B) a nonionic surfactant, (C) an oily component, (D) a polymer having a cationic group, (E) a phosphate of 0.03 mass% or more and 1.0 mass% or less, and (F) water.SELECTED DRAWING: NoneCOPYRIGHT: (C)2018,JPO&INPIT【課題】皮膚上での伸びが良好で、塗布後のべたつきがなく、長期保存安定性の良好な水中油型乳化化粧料の提供。【解決手段】次の成分(A)~(F)を含有する水中油型乳化化粧料。(A)一般式(1)(式中、R1及びR2は同一又は異なって、炭素数16~22の直鎖又は分岐鎖の飽和又は不飽和の炭化水素基を示し、R3及びR4は同一又は異なって、炭素数1~3のアルキル基を示し、X-は塩形成陰イオンを示す)で表されるカチオン界面活性剤、(B)非イオン界面活性剤、(C)油性成分、(D)カチオン性基を有する高分子、(E)リン酸塩 0.03質量%以上1.0質量%以下、(F)水【選択図】なし