A topical carrier consists of 99 % by weight or more of phosphatidylcholine and volatile solvent selected from the group consisting of: ethanol and its combinations with C3 and/or C4 alcohol and/or volatile silicone oil. The carrier may additionally comprise up to 1 % by weight of antioxidant colorant odorant and/or preservative and up to 2% by weight of denaturant. Also disclosed are pharmaceutical cosmetic and disinfectant compositions consisting of the carrier and pharmaceutically active agent cosmetically active agent and/or disinfectant agent.