A preset alert trigger event associated with a wealth management application operated on an electronic device is detected. In response to detecting the preset alert trigger event, the electronic device obtains a physiological characteristic parameter characterizing an emotion of a target user. The electronic device determines that a preset normal emotion fluctuation condition is not satisfied according to the physiological characteristic parameter. In response to determining that the normal emotion fluctuation condition is not satisfied, a risk alert on a wealth management action of the target user performed in the wealth management application is output.
