A nozzle tip assembly comprises a nozzle housing and a break-up insert. The nozzle assembly is adapted for receiving multiple pre-cursor fluids from multiple lumen. The pre-cursor fluids are kept substantially separate and forced around the break-up insert into a channel formed between the insert and the nozzle housing. Fluid is forced into fluted channels on a distal end of the break-up insert into a swirl chamber where mixing occurs prior to being expelled through an exit orifice in the nozzle housing.