A protective insert (10) operatively attachable to an inner, body-facing layer of a garment. The protective insert generally comprises a first, operatively inner layer (12) comprising a moisture-wicking, odour resistant, fluid absorbent fibre with or without a waterproof laminate-film； and a second, operatively outer layer (14) comprising a breathable, odour resistant, water repellent fibre to further prevent fluid passage through the garment； wherein the operatively inner layer faces the body of a user while the operatively outer layer faces away from the body of a user, in use.
