Brian Mark Fields,Chien Che Huang,Mohamed A. Wazeer,Shawn C. Bennett,Steven C. Cielocha,Ronny S. Bryant,Stephen Kohaus,Terry Quakenbush,Richard A. Novak,Aaron Scott Chan,Craig M. Main,Weixin Wu,Torri
申请号：
US14934371
公开号：
US10007263B1
申请日:
2015.11.06
申请国别(地区):
US
年份:
2018
代理人:
摘要：
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, with the customer's permission, it may be detected by sensors that an occupant of the autonomous or semi-autonomous vehicle is experiencing a medical emergency. A nearby medical facility may be determined based upon the vehicle location and the detected medical emergency. A route from the current vehicle location to the medical facility may be determined, and the autonomous or semi-autonomous vehicle may be automatically directed or routed to the medical facility. A message may also be generated and transmitted to the medical facility to alert them that a person in need of timely medical assistance is on the way. Life and auto insurance discounts may be generated for risk averse customers based upon their vehicles having the emergency response functionality.
