The present invention is directed to two-phase sunscreen compositions containing (1) a water phase including an alcohol having five or fewer carbons and a polyol and (2) an oil phase including at least one sunscreen active, a first emollient, and a second emollient, the first emollient having a first polarity, the second emollient having a second polarity, the first polarity differing from the second polarity. The present invention is also directed to a two-phase sunscreen product formed from the two-phase sunscreen composition and a method of protecting a keratinous substrate from UV radiation by applying onto a surface of the keratinous substrate the two-phase sunscreen product.
