Ting Yin,Dong Chen,Ting Ting BJ Zhan,Xiang Juan Meng,Yin Xia
申请号：
US16029958
公开号：
US20200013067A1
申请日:
2018.07.09
申请国别(地区):
US
年份:
2020
代理人:
摘要：
Methods, computer program products, systems are provided for securely performing electronic transactions over a network. An acoustic wave signal is received. The acoustic wave signal is encoded with at least an identifier of a payer of a transaction and transaction information of the transaction. The identifier of the payer and the transaction information is then obtained from the acoustic wave signal. A bone conduction characteristic of the payer is retrieved based on the identifier of the payer and based on the received bone conduction characteristic of the payer, the payer is verified. Completion of the transaction is allowed based on the transaction information in response to the payer being verified.
