The invention relates to a surface electrode (1) for transcutaneous electrostimulation, electrotherapy or electrosurgery, with an electrically conductive surface (2) for placing on the skin (4), if necessary using a contact medium (5) between skin (4) and conductive surface (2), and with at least one connection (9) for an electrical lead (8). To create such a surface electrode (1) that avoids excessive local current densities and thus avoids skin burns, the edge (3) of the conductive surface (2), at least on the side directed towards the skin (4), is provided with a circumferential bead (10) made of electrically non-conductive or poorly conductive material, with a constant transition from the conductive surface (2) to the bead (10).