An article of apparel comprising: a body having a front portion, a back portion, a first side, a second side, a first shoulder strap extending between the front portion and the back portion and including a first aperture, and a second shoulder strap extending between the front portion and the back portion and including a second aperture； a liner having a first harness strap adapted to extend through the first aperture and terminating in a first tab, the liner further having a second harness strap adapted to extend through the second aperture and terminating in a second tab； a first attachment element located on the first side of the body； and a second attachment element located on the second side of the body, wherein the first tab is adapted to be adjustably secured to one of the first attachment element or the second attachment element, and wherein the second tab is adapted to be adjustably secured to one of the first attachment element or the second attachment element.
