An electrode that functions alone, in clusters or arrays can be used to measure and/or deliver voltages through skin covered with hair by achieving reliable skin contact. In one form, a composite metal electrode has several raised points capable of passing through hair to contact the skin directly between hairs. Electrode points are distributed evenly over a flat circular or curved base to create a composite electrode or cluster in which all electrode points electrically couple to one another and to an output device. In another form of the invention, each electrode point is connected by a separate conductor wire to a selector that evaluates the signal during use and determines which of the electrode points are to be coupled to an output device.