#$%^&*AU2015227472A120151029.pdf#####Abstract: Processes are disclosed for producing a product, the process comprising mixing a organic solvent with a phospholipid composition, thus producing an organic phase; dispersing a water soluble polymer in a polar solvent, thus producing a polar phase; and mixing the organic phase with the polar phase. The specification also discloses uses of the product in foods or beverages, cosmetics, personal care products, as a drug delivery vehicle or as a carrier of any desired compound.