PURPOSE: A user personalized meridian point stimulating method using an electroencephalogram is provided to guide brain wave of user to a normal state by stimulating the set meridian point considering the brain wave reaction characteristic of distinct user according to the current brain wave state and stimulus of user. CONSTITUTION: A user personalized meridian point stimulating apparatus using an electroencephalogram comprises the following steps. Any one operational mode of an emotion control mode, a concentration improving mode, or a health maintaining mode is entered by a user(S10). Among the preset multiple meridian points of the user's hand, a control meridian point is set to stimulate on the entered operational mode(S50). By the pre-saved method of the entered operational mode, the brain wave of user is calculated and determined on current brain wave state of user, and the control meridian point is stimulated based on the determinant(S120). [Reference numerals] (AA) Start; (BB) End; (S10) Receiving a user information input signal; (S100) Is there a channel(i) requiring emotion control?; (S110) Determining a brain wave band(j) requiring emotion control in each channel(i); (S120) Successively stimulating control meridian points corresponding to the brain wave band(j) in each channel(i); (S20) Receiving a driving mode selection signal; (S30) Driving mode is an emotion control mode?; (S40) Receiving a stimulating time setting signal; (S50) Receiving a control meridian point setting algorithm selection signal; (S60) Customized algorithm for a user?; (S70) Measuring brain waves in a stabilizing period, an acupuncture applying period, and an acupuncture removing period on each meridian point; (S80) Setting control meridian points according to brain wave bands in each channel by using the brain wave measurement values; (S85) Setting control meridian points according to brain wave bands in each channel by using prestored data; (S90) Measuring the brain wave of a user