An insect barrier and repellant fabric includes a plurality of resilient spacers. Each resilient spacer has a first end secured to a first side of a fabric substrate, and a free second end extending away from the fabric substrate. A pesticide is carried by the plurality of resilient spacers. The pesticide is one of permethrin, deltamethrin or other similar chemical insect repellant. The pesticide may be carried on a surface of the resilient spacers or encapsulated within its structure, for example.